I can't imagine...well maybe I can now, thanks to Paul...knowing what I have learned in the few decades since I came of age, but knowing it all back then. That would have been disarming, to say the least.
We all have our unique lessons to learn. For those of us who had a chance to grow up and settle down in calmer times, we have a whole different set of challenges now. Remember, that the more one has (not merely material, but that's a good example), the more one has to manage. But, are the lessons, the simple and karmic lessons, all the same? Just think, as an example, how many word-problems can be conjured to describe the math problem, 1+1=2. I guess what we are each working on is our own, unique word-problem to solve the riddle of 353535. (as an aside, 1=0=infinity is my favorite to ponder)
What I have learned, which may be of use to you, Paul, is that life circumstances matter much less than we think they do. There are so many examples of people with enormous resources being absorbed by anxiety and dysfunction with no ability for compassion and service to humanity, and there are as many of people of the most meager means who are totally at peace and able to serve at the highest level just by their presence.