Yep, those chips sure is small, can fit into any branch, little creepy when thinking about it? That the bad guys planned this long ago? So naturally one could say that the criminals will benefit most on those chips.
All various "prophets" that claim to be Jesus or whatever like David Icke do, and so on, that copy peoples work, say that this will be the future of money. Well it could very well be. But I think all of this is to create fear. I remember some years ago watching Bill Cooper videos from 1991, that this would come true, certainly when seeing the Media to promote this kind of stuff, one begins to wonder. But old news like you said.
They probably must start to do this process discreetly before it goes VISA. I maybe be just dumbed down in conspiracies, after listening to too much wackos?. :)