Banking - frozen accounts, etc. - current experiences?

[Woodsman]

I just had my on-line accounts frozen after depositing a $5000 check in one of my bank's ATMs.

I should probably have deposited it in person, but there was a lineup and I was wishfully thinking, "Nah. It won't be a hassle." Now I know better.

Evidently this action tripped some kind of security feature. I came home to find a message from their fraud division, and after some phone tag, learned that they had revoked my on-line account access. After answering some security questions and sounding sufficiently confused and innocent, my on-line banking abilities were re-activated with limited features. I've had to put in a request to get an "activation code" issued to me through the mail, which supposedly I'll get in 10 days. It should allow me to make on-line money transfers and pay bills and such; all the regular things I used to do but for the moment, cannot.

So... two weeks of delays for doing nothing more than depositing a check which presumably fell outside the parameters of my expected banking behavior. (i.e., "Scraping By"). $5000 is a big deal for me; just got paid for a big contract job, but really, it's not very much money; much larger amounts ping around the banking system constantly, -but it's not the amount so much as it is the blip. A blip suggests a citizen bucking at the control system. Stay poor, little man. You are unauthorized to have any power.

Anyway, I was reading about this kind of nonsense going on in the U.S. (I'm in Canada) and while my story is not a big deal, (I've still been able to make cash withdrawals and debit card purchases; I've not tested the upper limits of those, however), I thought it would be good to share this item with folks here and sort of take the temperature of the banks.

What are your current experiences? Is your bank twitching nervously?

 

[Laura]

Well, we had a whole raft of trouble when EU countries started dumping American customers because they didn't want to deal with FATCA. I understand that France was all gung ho for an EXCHANGE of info, but then France did a fast one and started working on making it so THEY don't have anything to report!

So, yeah, banks are doing some weird things considering the fact that they supposedly exist to hold and invest customers' money. They seem to be doing everything possible to make having that money or using that bank unpleasant and impossible. I guess it is all part of the planned implementation of the cashless society.

 

[Redrock12]

Woodsman, it would be interesting to know which bank you are dealing with.

 

[lainey]

I read a SOTT article recently that talked about this:
http://www.sott.net/article/296011-How-do-you-take-your-money-out-of-the-bank-before-Jade-Helm-ushers-in-Martial-Law

 

[loreta]

Every time I go to the bank I am boiling inside. Here in Spain you pay 48 euros buy year for services fees and you have no services no anything. Plus, if you don't work you can not open an account. This cuota of 48 euros put me in a state of anger because it is simply a robbery. As I say: no service at all. Every time you go to the bank there you are, waiting your turn because there is just one employee. Long line of customers waiting. No service because when you have to do a transference you need to pay 4 euros for it. No service because if I want to deposit money in my husband account I have to pay a fee. And if you have a credit card from them, this is my problem, you pay 21% of interest. So why my god are we paying 48 euros! Ah, if you work you don't pay the cuota. But if you don't work, you have to pay 48 euros. This is from the La Caixa, a very popular bank, a bank, they say, that help people.

This is maybe ridiculous what I am saying. But it is a little window to see how banks are thieves and if this planet is in a mess it is because of the banks. I don't talk about how banks stole the pensioners money, confident on THEIR bank. This is a real drama that is there, a real, real drama. And what is the government doing? nothing.

 

[Al Today]

loreta, thank you for sharing your experiences. I would have no idea of the garbage y'all go through without you you saying so. The falling apart of society is piece by piece. Slowly. Chip by chip. "They" do not want any of us to see the big picture and you have presented one piece, one chip that some of us do not see.

THIS IS THE POWER OF THE NETWORK... SHARING...

Talking to each other. Sharing our daily experiences. Like mirroring... We cannot see ourselves, alone. And we can only see is what is in front of our eyes. But with many eyes, sharing their sights, this presents opportunity to gather information that is not in front of us, alone. And begin to "see"...

I have always not been able to convey what I fully feel, see, think... As I like to say, "Clear as Mud"...

Still... Thank you loreta for giving to us. Giving us what you see what we do not...

 

[redstar]

.... Plus, if you don't work you can not open an account. ...

What are you talking about? I live in Spain and I have not seen anything like that.

BTW, yes, the banks are a true evil.

 

[daddycat]

Woodsman, have you gone in person to the bank to talk to someone about your account status? Also, you might think about opening an account elsewhere.

 

[1peacelover]

THIS IS THE POWER OF THE NETWORK... SHARING...

Talking to each other. Sharing our daily experiences. Like mirroring... We cannot see ourselves, alone. And we can only see is what is in front of our eyes. But with many eyes, sharing their sights, this presents opportunity to gather information that is not in front of us, alone. And begin to "see"...

At certain banks here withdrawing over $2500 will get the banks attention and over $3500 has to get manager approval. When I withdrew the balance and closed out a bank account, the management asked what the reason for closing the account. That was strange, especially since it was my money. The "banksters" & their minions are watching transactions such as deposits & withdrawals, mounts and patterns. It is called structuring. More can be read here, http://govtslaves.info/when-it-can-be-illegal-to-withdraw-your-own-money/.

 

[Charlie]

THIS IS THE POWER OF THE NETWORK... SHARING...

Talking to each other. Sharing our daily experiences. Like mirroring... We cannot see ourselves, alone. And we can only see is what is in front of our eyes. But with many eyes, sharing their sights, this presents opportunity to gather information that is not in front of us, alone. And begin to "see"...

At certain banks here withdrawing over $2500 will get the banks attention and over $3500 has to get manager approval. When I withdrew the balance and closed out a bank account, the management asked what the reason for closing the account. That was strange, especially since it was my money. The "banksters" & their minions are watching transactions such as deposits & withdrawals, mounts and patterns. It is called structuring. More can be read here, http://govtslaves.info/when-it-can-be-illegal-to-withdraw-your-own-money/.

Here in Iowa last year, a woman had her entire bank account seized by the IRS because of the structuring laws. She's still fighting to get her money back, even though she hasn't been accused of a crime.

http://www.desmoinesregister.com/story/news/crime-and-courts/2014/11/02/civil-forfeiture-iowa-carole-hinders-arnolds-park/18362299/

 

[nicklebleu]

THIS IS THE POWER OF THE NETWORK... SHARING...

Talking to each other. Sharing our daily experiences. Like mirroring... We cannot see ourselves, alone. And we can only see is what is in front of our eyes. But with many eyes, sharing their sights, this presents opportunity to gather information that is not in front of us, alone. And begin to "see"...

At certain banks here withdrawing over $2500 will get the banks attention and over $3500 has to get manager approval. When I withdrew the balance and closed out a bank account, the management asked what the reason for closing the account. That was strange, especially since it was my money. The "banksters" & their minions are watching transactions such as deposits & withdrawals, mounts and patterns. It is called structuring. More can be read here, http://govtslaves.info/when-it-can-be-illegal-to-withdraw-your-own-money/.

I've had the same question asked before too. As if it was any of their concerns. I usually tell them that I am planning to buy a used car from a private person who wants cash.

 

[mabar]

This is maybe ridiculous what I am saying. But it is a little window to see how banks are thieves and if this planet is in a mess it is because of the banks. I don't talk about how banks stole the pensioners money, confident on THEIR bank. This is a real drama that is there, a real, real drama. And what is the government doing? nothing.

And they "jinetean"--withdraw and later deposit without your consent, it had happend with people I know since at least 10 years ... and still is happening, with those "structured laws" they can do it easily. It happend to my mother like 6 months ago, she complain and the money appear and that is, you may law suit them, but really, here, is like birthlike delivering cactus feeling, and withing that process you may not see your money again.

Is not ridiculous, is like AL Today said, is the power of networking, sharing, I would not had known about the structuring laws other members had posted, I thought those structuring laws+security issues were happening just here. I once were witness in a building transaction/selling at the "notary" -a some sort of lawyer by law, and he provided forms for the ones who were selling/buying ... and he said " you need/obliged to fill this forms, by law I cannot tell you what they are for, but by law, I need/obliged to tell (private policy) you that are going to be used to investigate if you do not have any whatsoever issue with security/criminal laundering" ...

Isn't it fascinating that they investigate the common people but they failed to prevent greatest frauds of the banks, until is already to late?

---
Loreta?, I understand your frustration, I have my set of anecdote's, this month we had been over careful, because there are new employees, they are not used to the downtown center dynamics, and they take their time too, I usually take a book with me, I may stay for an hour in line, mostly nowadays since another close bank closed, and many clients open their account at the bank I usually go which is an small bank, and no, the bank hadn't employ more people. Something, I had never understood is, why the banks have 6-8 windows, and just work one or two?. There used to be a bank (the one who recently closed) which have 6-8 people and have seats, but I did not open the account there due the closed minds of their banking executives, I helped my father years ago to closed his credit business account, and it took almost half of a year, because, they did not want to canceled it because there was a difference of 34 CENTS!!! in pesos= .022 dollar cents to his favor, because it generated in automatic, 6 months for 34 cents!! ... he used to have his account at that bank since the 60's, that did not count either, it seems they do effort(bank/employees) themselves to make difficult our life at the bank.

 

[lainey]

Every time I go to the bank I am boiling inside. Here in Spain you pay 48 euros buy year for services fees and you have no services no anything. Plus, if you don't work you can not open an account. This cuota of 48 euros put me in a state of anger because it is simply a robbery. As I say: no service at all. Every time you go to the bank there you are, waiting your turn because there is just one employee. Long line of customers waiting. No service because when you have to do a transference you need to pay 4 euros for it. No service because if I want to deposit money in my husband account I have to pay a fee. And if you have a credit card from them, this is my problem, you pay 21% of interest. So why my god are we paying 48 euros! Ah, if you work you don't pay the cuota. But if you don't work, you have to pay 48 euros. This is from the La Caixa, a very popular bank, a bank, they say, that help people.

This is maybe ridiculous what I am saying. But it is a little window to see how banks are thieves and if this planet is in a mess it is because of the banks. I don't talk about how banks stole the pensioners money, confident on THEIR bank. This is a real drama that is there, a real, real drama. And what is the government doing? nothing.

I understand how frustrating that must be. Overdraft fees here in the UK are ridiculous, how is anyone meant to be able to afford to pay a fine for going in their overdraft when they obviously don't have the money? It gives me the rage too.

 

[redstar]

My father told me when I was a child: "Banks are true evil". So I never put my money in a bank account. Only the minimum needed to pay bills. Definitely no my savings.

If anyone is trying to take the money out there is an easy way: Transfer the money to a Bitcoin exchange. Once there, change your fiat money for Bitcoin. Then, buy gold directly with Bitcoin. There are many online stores who sell Gold for Bitcoin and they send you the gold.

I would buy 1oz and 1/4oz Maple Leaf coins because they are the most trusted and are very easy to sell after.

 

[redstar]

Other thing you could do is to buy gold directly with your debit card. The problem is that the government will know then that you have gold.