Banking - frozen accounts, etc. - current experiences?

[Dirgni]

In Germany there are limits you could get per day via ATM: 1000 Euro within Germany and 500 Euro outside Germany. Some banks have got weekly limits. When you want to have a higher ammount of cash the same day you have to tell your bank beforehand and you have to identify yourself when you receive it. If you want to have cash > 15K Euros your bank has to register this and save it for 5 years. If you try to receive money above 15 K in more than one transfer into your account (smurfing) this also may get checked and information saved by the bank. Data of each transaction is saved. This is supposedly because of money laundering. :/ Most probably the criminals already know how to avoid these rules globally. Our rules rules are in place for years.

No structuring rules like in US (yet) when you want to draw money out of your account. But the topic to remove cash completely already popped up lately. Let's see what "they" do here next. Thanks for the warning.

_https://en.wikipedia.org/wiki/Money_laundering

I understand how frustrating that must be. Overdraft fees here in the UK are ridiculous, how is anyone meant to be able to afford to pay a fine for going in their overdraft when they obviously don't have the money? It gives me the rage too.

The same here interest rate nearly zero but overdraft is high.

Take care of yourself. Do not let the bad guys get you.

 

[redstar]

Since the World Banking System is one of the major weapons the PTB use to control us, I think it is imperative, from a moral point of view, to take your money out of it. If not, that is really to collaborate with this system. And this is the system that finance wars, citizenship mass surveillance, and whose ultimate goal is make us slaves.

This "revolutionary" action is feasible for the average citizen and will be easier to do it sooner than later.

About the economic crisis:

1995-11-25:

Q: (L) Enough. The other day I experienced one of those extended pre-sleep states, and it seemed that I was in a class and there was someone explaining things to me. What they were telling me was that during this Christmas season [the Christmas season of the dream], certain steps would be taken by those controlling the economy, and that after Christmas, in January and February, a whole lot of stuff was going to be put into motion to send the economy into a dive of major proportions. It was not clear that it was THIS year, but that it was right after a Christmas. Can you tell me where this information was coming from, and what was I experiencing?

A: This is a long and complicated subject, but we will do our best to explain it. What you were seeing was one possible future. The economy of our 3rd density world is entirely manufactured. The forces that control it are both 3rd density and 4th density. There are conflicting opinions in the 3rd density sector right now as to when, where, and how to institute an economic depression. This has been "in the works" for quite some "time" as you measure it. So far, the forces arguing against institution of a collapse have prevailed. How long this condition will be maintained is open to many outcomes. Also, please be aware that the state of the economy is entirely an illusion. In other words, the world economy performs solely based upon what the population is told to believe.

About storing your money in the bank:

1995-11-25:

Q: (L) Okay. The first one is that you have to have a "regular job."

A: "Trap" number one!

Q: (S) Rule number two is that you have to save your money.

A: You save your money by multiplying it, not storing it.

Q: (L) Are you saying that putting it in a bank is "storing" it?

A: Yes.

Q: (L) Are you saying that money is only "saved" if it is multiplied?

A: Yes. When you store it in the bank, you are helping the Brotherhood AKA Illuminati AKA Antichrist multiply it for itself, all you get is the "crumbs" left over. And, the Antichrist can "call it in" anytime it wants to!

Q: (L) One of the most popular ways to make money by investing is in the stock market. But, it seems to me that the stock market is also part of the Antichrist system and investing there would also amount to only getting "crumbs."

A: Yes and no. Not all stocks traded publicly are under direct control of the Illuminati.

Q: (L) Are you suggesting the stock market as a means of multiplying money?

A: We are not suggesting anything specific, we are just laying the groundwork. With the general clues we give you, you will figure out the details yourselves, which is tantamount to learning, which is how you progress as souls.

Q: (L) You said we should multiply our money and that storing it is not making it work for you....

A: If you notice, all successful business people do this. They multiply their money, expand their horizons, continuously. They multiply their money by multiplying their output, thus their intake likewise. And the process is never ending, because they understand instinctively that it is part of a cycle. For the intake to continue, it must not be only retained, but must increase in order to keep pace with the ever spiraling cycle of increase and expansion. And, for this to happen, the output must be expanded accordingly. When it stops, it collapses. And this is how the Illuminati AKA The Brotherhood AKA The Antichrist creates a "Panic," by stemming the flow, even only slightly, and then broadcasting the created impression aggressively.

 

[luc]

One thing that might be useful is to have multiple bank accounts - my wife and I have a couple of them and just 2 weeks ago, there was a system failure of several banks so that cash withdrawal and electronic payment were disabled for a couple of days, but we still had one bank account where everything worked fine. Might be useful as well when it comes to a bank run...

I think the best choice for a bank is one that is not one of the huge international groups - in Germany for example Sparkasse or Volksbank. In my experience, they are less centralized, and when you have good relations to the employees there, they can actually take decisions that are favorable to you. With the big groups, the employees can usually do very little, since Also, I would always call the bank before withdrawing lots of cash and go personally to fetch it from the cashier and not the ATM. I don't think you can escape the automatic systems that seem to be in place that way, but I think it's important to have good relations to the local employees and be a "model student" - might become important...

In Germany there are limits you could get per day via ATM: 1000 Euro within Germany and 500 Euro outside Germany. Some banks have got weekly limits. When you want to have a higher ammount of cash the same day you have to tell your bank beforehand and you have to identify yourself when you receive it. If you want to have cash > 15K Euros your bank has to register this and save it for 5 years. If you try to receive money above 15 K in more than one transfer into your account (smurfing) this also may get checked and information saved by the bank. Data of each transaction is saved. This is supposedly because of money laundering. :/ Most probably the criminals already know how to avoid these rules globally. Our rules rules are in place for years.

Thanks Dirgni for summing up the situation in Germany. I might add that usually, there's a limit of 2000 Euros for payments using the bank card ("EC card").

 

[Woodsman]

The bank I experienced this with was the "Royal Bank of Canada".

I didn't talk to a teller about it in person as it seems to have been cleared up (after a fashion) with the phone reps in their anti-fraud division.

In the past, when I've deposited a big check, either in person or via ATM, I'd sometimes be informed that there would be a hold put on the funds until the check cleared. -Which seems reasonable enough, so long as the hold wasn't for more than a couple of business days. (I've known people who have holds and freezes put on their employee deposits which last for weeks at a time, every time. -This is for broke students and single moms; people who need the money most urgently are targeted, probably because urgency equals "A High Fraud Probability" to the bank's thinking. A logical thought to some, I'm sure, but which boils down to those most vulnerable being those most frequently attacked; a systemic expression of psychopathy if there ever was one.)

Anyway, in my case, escalating immediately to the fraud desk isn't something I've ever experienced before. At least the fraud agent I talked with seemed overburdened, brisk and perfunctory; just doing the job. -I say "at least" because in the past I've dealt with bank phone reps who try to make you feel small and guilty for the most innocuous and innocent of things. THAT burns me up and I've held back in the past on some choice speeches which would have been satisfying to deliver but would have complicated things unnecessarily.

There are two banks I deal with; one for business and one for personal stuff. -Dividing my funds wasn't a tactical choice at the time; just when I moved once, there was no local branch for the bank I used, so I opened up a new account in a different bank which was within walking distance. This was a really fortunate thing; putting my eggs in two different banking baskets has saved my bacon a couple of times.

-I once ran into trouble with the tax department, and they seized the entirety of my more active local account, (that was one of those times when the bank reps tried to make me feel guilty when they had no clue what was actually happening or why), but the tax department ignored the other account; thus allowing me the room to do things like buy food and cobble together rent payments during the three months of high-anxiety nonsense required to straighten things out.

I'm actually surprised the second account was overlooked. You'd think they would know everything in the digital age, but I guess either there was some mercy showed, (less likely) or that my case file was of a low enough priority that they didn't examine things closely.

I visited a local credit union a month ago, talked to one of their reps and took home some of their literature; it looks like a good option, but I haven't moved forward with that yet.

-I also received my mysterious "Activation code" in the mail sooner than expected. So that's good. I apparently have returned to Normal Citizen status, no harm, no foul, but the experience has certainly served to put me on alert.

 

[Redrock12]

I fail to understand why anyone would want to have anything to do with a bank-in Canada or the US anyway-when there is the user-friendly option of a credit union.
My brother got royally screwed by RBC to the tune of at least $1mil. I don't know all the particulars, but he had to hire lawyers and go thru a drawn-out court case to recover just his initial investment plus 3%. Yet he still banks with the RBC. Go figure.

Then there was the case in BC where CIBC stole $20k from a woman's savings account because the account had been inactive for five years. The bank did not try to contact her once in those five years to inform her of its policy. Only after the local CTV affiliate took up her cause and the local Pulp and Paper Workers Union threatened to close its account if the CIBC did not return her money, did the bank release her money (The PPWU closed its account anyway. Gotta love those unions).
Not to mention the ridiculous and numerous service fees that banks charge.
The credit union I deal with have recently instituted no-fee savings and chequing accounts. My 20 plus years dealing with credit unions have been virtually problem free. I honestly have to scratch my head why anyone anywhere would choose to deal with a bank.

 

[Ca.]

Since the World Banking System is one of the major weapons the PTB use to control us, I think it is imperative, from a moral point of view, to take your money out of it. If not, that is really to collaborate with this system. And this is the system that finance wars, citizenship mass surveillance, and whose ultimate goal is make us slaves.

This "revolutionary" action is feasible for the average citizen and will be easier to do it sooner than later.

About the economic crisis:

1995-11-25:

Q: (L) Enough. The other day I experienced one of those extended pre-sleep states, and it seemed that I was in a class and there was someone explaining things to me. What they were telling me was that during this Christmas season [the Christmas season of the dream], certain steps would be taken by those controlling the economy, and that after Christmas, in January and February, a whole lot of stuff was going to be put into motion to send the economy into a dive of major proportions. It was not clear that it was THIS year, but that it was right after a Christmas. Can you tell me where this information was coming from, and what was I experiencing?

A: This is a long and complicated subject, but we will do our best to explain it. What you were seeing was one possible future. The economy of our 3rd density world is entirely manufactured. The forces that control it are both 3rd density and 4th density. There are conflicting opinions in the 3rd density sector right now as to when, where, and how to institute an economic depression. This has been "in the works" for quite some "time" as you measure it. So far, the forces arguing against institution of a collapse have prevailed. How long this condition will be maintained is open to many outcomes. Also, please be aware that the state of the economy is entirely an illusion. In other words, the world economy performs solely based upon what the population is told to believe.

About storing your money in the bank:

1995-11-25:

Q: (L) Okay. The first one is that you have to have a "regular job."

A: "Trap" number one!

Q: (S) Rule number two is that you have to save your money.

A: You save your money by multiplying it, not storing it.

Q: (L) Are you saying that putting it in a bank is "storing" it?

A: Yes.

Q: (L) Are you saying that money is only "saved" if it is multiplied?

A: Yes. When you store it in the bank, you are helping the Brotherhood AKA Illuminati AKA Antichrist multiply it for itself, all you get is the "crumbs" left over. And, the Antichrist can "call it in" anytime it wants to!

Q: (L) One of the most popular ways to make money by investing is in the stock market. But, it seems to me that the stock market is also part of the Antichrist system and investing there would also amount to only getting "crumbs."

A: Yes and no. Not all stocks traded publicly are under direct control of the Illuminati.

Q: (L) Are you suggesting the stock market as a means of multiplying money?

A: We are not suggesting anything specific, we are just laying the groundwork. With the general clues we give you, you will figure out the details yourselves, which is tantamount to learning, which is how you progress as souls.

Q: (L) You said we should multiply our money and that storing it is not making it work for you....

A: If you notice, all successful business people do this. They multiply their money, expand their horizons, continuously. They multiply their money by multiplying their output, thus their intake likewise. And the process is never ending, because they understand instinctively that it is part of a cycle. For the intake to continue, it must not be only retained, but must increase in order to keep pace with the ever spiraling cycle of increase and expansion. And, for this to happen, the output must be expanded accordingly. When it stops, it collapses. And this is how the Illuminati AKA The Brotherhood AKA The Antichrist creates a "Panic," by stemming the flow, even only slightly, and then broadcasting the created impression aggressively.

Good summation from the sessions RedStar.
To add a commentary from alternative media sources, as it plays out in the near future.

Joseph Salerno: The War on Cash
https://www.youtube.com/watch?v=x2JPLADXkjU

Governments, at least modern western governments, have always hated cash transactions. Cash is private, and cash is hard to tax. So politicians trump up phony reasons like drug trafficking and money laundering to win support for bad laws like the Bank Secrecy Act of 1970, which makes even small cash transactions potentially reportable to the Feds.

Today cash is under attack like never before. Ultra low interest rates are the norm for commercial bank accounts. In Europe, as the ECB ventures into negative nominal interest rates, certain banks threaten to charge customers for depositing cash. Meanwhile, certain European bonds now pay negative yields, effectively turning them into insurance products rather than financial assets. And some economists now call for the outright abolition of cash, which shows just how far some will go in their crazed belief that economic prosperity can be commanded by forcing us to spend rather than save.

The War on Cash is real, and it will intensify. Here to explain is Dr. Joe Salerno, who spoke on the subject at our recent Mises Circle event in Stamford, Connecticut.

 

[nature]

Since the World Banking System is one of the major weapons the PTB use to control us, I think it is imperative, from a moral point of view, to take your money out of it. If not, that is really to collaborate with this system. And this is the system that finance wars, citizenship mass surveillance, and whose ultimate goal is make us slaves.

This "revolutionary" action is feasible for the average citizen and will be easier to do it sooner than later.

I agree.
Moreover banks are falling, wich means they will soon robb all the people's money (french sott: http://fr.sott.net/article/27852-L-effondrement-des-banques-italiennes-menace-de-faire-plonger-dans-le-chaos-le-systeme-financier-europeen )

But where do you put your money?

 

[nature]

Have anybody got an idea?

 

[Pierre]

But where do you put your money?

Maybe you can consider buying useful assets, physical gold and silver, storing cash at home. Of course, gold, silver and cash should be kept in a safe place. I guess a bank account with a minimal amount of money can be kept for convenience.

 

[nature]

Thank you :)
Owing gold can be an inconvenient (storing it, not knowing where to hide it when you go on hollidays because of risks of been robbed, catch attention of somebody, etc...)
Cash will be illegal (in banks' projects)

 

[nature]

What about bying a little appartment?