meta-agnostic
Jedi Master
Zadius Sky said:Gandalf said:Vulcan59 said:Zadius Sky said:I noticed a month ago when talking with someone about my health insurance at work (it's mandatory) and if you put down as a "smoker," you pay more for your insurance than being a non-smoker. So, I just put down "non-smoker".
Not sure what the implications are when you state you are a "non-smoker" on your insurance form. You could be accused of false declaration and your insurance might not pay out. Apparently blood test can reveal whether you are a smoker or not?
Totally agree with that.
Ah, missed that post. So, yeah, I agree with that. Personally, I don't think my company do blood tests unless it would be absolutely necessary (like some workers doing drugs, etc.). The only implication that I would see is to pay a fine or they make an "adjustment" to the insurance after some investigation (which is a little over the top, I'd think). I didn't see any "fine line" between the words - just conversations with other people about it due to their experiences with it. There are still some smokers in my company. If there are companies who are against smoking, I wouldn't be surprised if they do blood tests for new hires. fwiw.
I wonder about the implications of lying when asked that question, but then doesn't the NSA allegedly data mine everything anyway? And aren't we all just a few steps away from getting sent to Guantanamo Bay or equivalent for visiting this and other websites?
I've heard longtime smoker friends talk about the implications of getting "tagged" as a smoker: health and life insurance et al. I'm not sure exactly what's involved in this "tagging" process but I'm pretty sure at some point you get asked on a form and you voluntarily answer "yes". As a for-most-of-my-years-until-recently non-smoker I was not about to fall into this trap when I noticed this question popping up a lot more often, in part thanks to Obamacare. I have no problem saying "no" with a straight face, and I've never used anything but cash to buy tobacco so they'd have to do some pretty hardcore data mining to profile me as a smoker, i.e. this post, or following me around with private eyes. I know there are blood and other tests for recent life insurance but for most situations in life it seems pretty extreme, if not fascist.
If I do find myself in one of those extreme, fascist situations where I'm "tagged" I'm just going to say I recently decided to pick it up, which isn't that far from the truth!