Thanks, Lilou and Felipe4. I still feel unsettled, but that's probably from lack of sleep. Also, I just don't like this whole brain injury thing. There is a lot to it, so it has one on edge. But, as was pointed out in the Natasha Richardson related article I linked to, it's to be very attentive to symptoms, which is what the hospital staff was doing, and which is what my husband needs to continue doing. If adverse symptoms arise after such a head injury one needs to act on them quickly.
As for relative costs..
Lilou said:
I'm pretty sure the cost of a CT scan here in the states is upward of $2000, plus a separate bill from a radiologist for a couple hundred dollars. ER visit another $1500 (at minimum), ambulance transport is really pricey (maybe as much as $5000 for a round trip). A couple of days in ICU, at least $10,000. This is a low ball estimate, which is why most people go bankrupt because of medical expenses!
It seems the US has some of the most expensive medical care, but not necessarily the best in terms of quality of care. The cost in India is more than reasonable! Most Americans would be shocked at such a cost and happily pay it .
Felipe4 said:
Well a CT is about $800 US dollars,from what i know.
I think $150 is considerably small,
Just to cross the ER door was $6,000 here where i live with no insurance.
And no , it is not the best.
When in India as a Westerner one is always doing the math in one's head, calculating the dollar amount of rupees. But this is somewhat of a misconception since, of course, as long as the dollar is strong you are usually making out very well as an American in this sense. On most items, at least. But what one needs to do is to get a sense of what a rupee buys in India, apart from what its exchange value is. Then you can see whether you are paying a reasonable amount, or are getting ripped off in some cases (since Indians know you're making out well anyway given the exchange rate).
The 150 dollar amount I cited is approx 10,000 rupees. As to the value of 10,000 rupees to an Indian, one needs to look at the cost of food, gas, typical wages, etc., to start to get a sense of what that actually means to an Indian.
When my husband feels better I can ask him about this, since he's more versed in doing business there, and has a better sense of the price of things from an Indian perspective.
But, let's say a decent meal there is $10 US -- a very good price from our perspective -- and so it's 6-700 rupees. So, we're talking maybe 14 to 15 decent meals (out in restaurant) comes to approx 10,000 rupees, which is the cost of this medical emergency.
Here, in the US (or New York City, say), a decent meal -- not too expensive a place -- might be twenty-five dollars (probably more with the tax and tip). Multiply that by 15 and you get $375 dollars. So, let's say that the price of 10,000 rupees in India for these medical services is comparable to our paying $375 for medical services. [I could be all wrong in how I'm doing this, but hopefully not.] Anyway, the point is, an American -- as you just pointed out, Lilou and Felipe -- is faced with astronomical medical expenses, which are never entirely covered by whatever health plan one has, which is why so many go bankrupt if met with a serious medical emergency, or health condition. In this instance, if in the US it was just a matter of having to pay $375 dollars out of pocket, this would not be the case.
But, again, I might not have enough info here to really evaluate what the 10,000 rupee amount means to a middle class or poorer Indian, let's say. Also, Goa has the highest per capita income in India, so it's not terribly representative in that sense either.
--oh. Just remembered. The medical bill my husband received is I believe somewhat higher than what is charged an Indian there. This is also why they welcome Westerners since they can charge an amount that's a good deal for both parties involved, and so the Westerner -- in Goa especially, which has a lot of tourism (including "medical tourism") -- really does help keep medical costs more affordable for Indians, with everyone benefiting. I've not researched this, however this has been our personal experience and understanding.