I think the point is (or should be) that any monetary system is kind of dumb. Well, they can be useful, but historically, they aren't used for the benefit of everyone.
I grow food. You make mud bricks. We both do work to create something, requiring time and energy. We then exchange mud bricks for food. DONE!
But wait, what if we each sold our product for a piece of Official Paper? We would need a source of Official Paper, hence banks. But wait, if we made it so that people could store OP in our bank, why would they want to? Interest! Okay, but how do we get interest? Loans! Hang on... That means banks would need to magically and officially be able to multiply money. Hmm. We'll just create a SuperBank that makes the rules, and says normal banks can do that. And of course the SuperBank will also make money... not by actually doing anything real or productive, but because everyone agrees that it's a good idea.
It's a little more complicated than that, but you get the idea.
The US dollar itself is not evil, but what and how it is used IS often evil. Dollars are not real money, because the very phrase 'real money' is an oxymoron. Or maybe more accurately, the idea of money itself is simply a creation for controlling the masses to the benefit of a very few. This is very hard for us to accept I think because as soon as we can talk and move around, we quickly learn that you have to pay for stuff with money and you can't just grab that colorful box of Fruit Loops off the shelf.
That said, SOME system is probably needed because unless Jesus descends and brings Heaven on Earth, this is still good old 3d Earth.
It seems that right now, the Old System is collapsing, and a New System is taking shape. That may include digital currencies or cryptos, or maybe not. It may include a gold-backed ruble, or maybe not. We'll see.
But even with a gold-backed basket of currencies like the Russians talk about, it's not that gold makes it better or magical. Gold is valuable because we agree that it is. There are shinier metals, heavier metals, better electrical conductors, etc.
The difference in this case IMO is that gold-backed is also linked with a different political outlook, a different social outlook, and other differences as compared to the old Western System.
Should they succeed, there is no guarantee that this New System won't also become corrupted. Putin may be awesome, but imagine the next Russian president as a psycho - now with thousands of hypersonic warheads. Oops!
In the end, all money is basically hot air. So, again, make money if you can, but never forget that ultimately, it's all an illusion for the purposes of control.
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