For what it's worth, Shelby, when I first found this group 15 years ago, I felt very much like you. I'm a Sagittarius, optimistic and always seeing the "silver lining". So, I guess I never lost "hope". In a sense, I wished to have less of that, so that I would learn faster in some cases. But I couldn't. Later on, I did have bankrupcies, and it was hope in a sense that made me stronger. If I had had no hope when seeing the horror in myself, others and the world, then there would have been no point in continuing. When you hit bottom, for a fraction of a second you can also see that that may be a way to finally have a glimpse of what is
real, and then you work with that, because you have nothing to lose. But it's not something you can force, in my experience.
Whereas, in terms of moral bankruptcy, if I'm being completely honest with myself, that is the part that I don't think I've reached yet. I find myself often desiring things of this world. And although I am aware for the most part when those things come up that I am just falling back into the trap, I still long for those things often, and often give in. I wish it weren't so, I'd like to come to the point where I could see that there is nothing for me in any of those worldly things and the desire would stop, but the truth is that I have not reached that point fully in all aspects, only maybe a few.
I think that it we are in this reality, it is because we came to learn lessons related to it. And part of it is experiencing physicality, the material. It is human (our condition) to look at a chocolate cake and to want a piece, for example. You don't necessarily stop "wanting" any of those things. But the more you learn about reality (visible and invisible), the more you realize you have choices to make. Maybe one day you "cave in" and have that piece of cake. Others, you think about something that means more to you, and you do that instead, the "temptation" thus losing strength. Some things become permanent, and even the best chocolate cake in the world wouldn't tempt you. With others, we struggle longer. So, you can think of that chocolate cake as anything in life that you still "want", and always keep in mind that you have a choice.
The choice in and of itself isn't going to be "jugded" by Jesus or whoever. it is just representative of where you are at, and of what you want to align yourself with deep inside. You will do what you will do, and choose the path you want to choose. They key, IMO, is to do it with as much knowledge and as much concern for others as you can possibly have. With truth in mind, constantly remembering that there are many things you still don't know. Finding out what you truly came here to do is not something that you can figure out quickly, and we are all in the same boat, more or less. So, I think you are doing just fine. Worrying too much may prevent you from assimilating knowledge in whatever way is best for you. Applying what you learn, observing more and more, can be more important than having the theory but not the life experience to see if it matches.
I hope it's clear! I may be projecting here, but I think that part of the problem is when in the beginning we constantly compare ourselves to others, and always think that we are behind and have to catch up quickly. In stressing over it, we may skip some important steps. Having others as an example is really useful, but we also have to learn (or network an ask) to compare ourselves today to ourselves yesterday. If there are changes in the positive direction, it's not bad. We can always strive to do better, but we need to accept that where we are at, is also where we need to be to learn some lessons. Or so I think.